Questions sellers ask us most often

When you sell through a realtor, you pay 5–6% in commissions at closing, make repairs or offer concessions to retail buyers, go through an inspection, and wait 30–90 days for a conventional closing — with no guarantee the buyer's loan is approved.

With Aurelian Holdings, there are no agents and no commissions. We buy as-is. We present two offers — cash and owner-financed — at once. And we close on your schedule. The cash offer will typically be below retail market value. The owner-financed offer is often near or at market value. What you save in commissions, repairs, and uncertainty may make the overall result comparable — or better.

We review recent comparable sales in your area, consider the property's condition, and factor in costs to bring it to market-ready condition. We then work backward from that analysis to arrive at both a cash offer and an owner-financed offer. We are transparent about how we get to our numbers — if you want to see the comps we used, we will show you.

Cash offers from any direct buyer are typically below full retail market value — that is the tradeoff for speed, certainty, and no commissions or repairs. Our owner-financed offer is generally closer to, and sometimes above, market value, in exchange for receiving that price over time in monthly installments.

The honest way to evaluate our offer is to compare what you would net from a retail sale — after agent commissions, repairs, carrying costs, and the risk of a buyer's financing falling through — against what we are putting in front of you. We encourage you to make that comparison carefully.

As-is means we purchase the property in its current condition. We do not ask you to make repairs, clean it out, paint it, or do anything to prepare it for sale. Deferred maintenance, structural issues, needed repairs, and cosmetic problems are all factored into our offer rather than handed back to you as a list of demands after inspection.

For a cash purchase, we typically close in 10–21 days from the time we have a signed contract, depending on how quickly the title search comes back. If there are title issues — outstanding liens, heir disputes, anything on the chain — resolution takes longer, but that would be true with any buyer.

For an owner-financed sale, the closing timeline is similar. We close when you are ready. If you need more time, that is fine.

No commissions. No fees from us. Standard closing costs — title insurance, recording fees, settlement fees — are discussed upfront and typically split or covered by us depending on the transaction structure. You will know the exact numbers before you sign anything.

Yes. We buy vacant land, undeveloped lots, and rural acreage within our service area. Owner-financed land transactions are common and can make good financial sense for both parties. Fill out the contact form and describe the parcel — location, size, any access issues — and we will let you know if it is a fit.

Owner financing is when the seller receives the purchase price in monthly payments over time, rather than as a lump sum at closing. We pay a higher total price, secured by a recorded deed of trust on the property. You close once — then receive a payment every month.

We have a full guide to owner financing here →

No. Aurelian Holdings Co., LLC is a private real estate acquisition company, not a licensed brokerage. We are buyers — we purchase properties for our own account. We do not list properties for sale, represent sellers to third-party buyers, or collect commissions. We are regulated under Alabama Code §§ 8-42-1 to 8-42-3, which governs the purchase of real estate by private investors.

We primarily serve Jefferson, Shelby, St. Clair, and Tuscaloosa counties, including Birmingham, Hoover, Trussville, Pell City, Moody, Gardendale, Bessemer, and Tuscaloosa.

If your property is outside these areas, reach out anyway — we occasionally purchase outside our primary territory for the right property.